> At a Glance
> – Ripple Markets UK Ltd is now registered with the FCA for anti-money-laundering compliance
> – Registration lets the firm offer selected crypto services across the UK
> – Not a full banking licence-the fine print limits scope
> – Why it matters: Keeps Ripple operational in a key market while rival firms face shutdowns
Ripple has cleared a major UK regulatory hurdle, securing formal recognition from the Financial Conduct Authority just weeks after sealing its first European banking tie-up.
FCA Registration Unlocked
The watchdog added Ripple Markets UK Ltd to its crypto-asset register after confirming the subsidiary meets Britain’s money-laundering and counter-terrorist-financing standards.
The listing allows Ripple to:
- Offer payment and exchange services involving crypto
- On-board UK institutional clients
- Operate without fear of compliance-led closures
> The FCA site notes the registration is not a full financial-services authorisation, limiting Ripple to activities explicitly tied to anti-money-laundering rules.
European Momentum Builds
The UK approval follows last month’s partnership with AMINA Bank AG in Switzerland, Ripple’s first banking alliance on the continent.
| Partner | Service Launch | Focus |
|---|---|---|
| AMINA Bank AG | Near-real-time payments | Cross-border client transfers |
| (UK) FCA | Registration granted | AML compliance only |
Both deals fit Ripple’s wider European expansion as the company courts banks and payment providers seeking faster settlement rails.
Key Takeaways
- Ripple’s UK subsidiary is now on the FCA crypto register
- Registration covers money-laundering compliance, not full authorisation
- The move keeps doors open in Britain while partnerships grow in Europe
- Company plans to leverage Ripple Payments for real-time cross-border flows
With UK paperwork complete and a Swiss bank on its roster, Ripple has added two regulatory feathers to its cap in under a month.
