> At a Glance
> – Major U.S. retailers will be open on New Year’s Day 2026, though hours may vary.
> – Government offices, banks, and the stock market will be closed on Thursday.
> – Delivery services will be limited; some critical FedEx and UPS services may still operate.
> – Why it matters: Consumers need to plan shopping, banking, and deliveries around holiday hours.
If you’re planning to hit the stores or check your finances on New Year’s Day 2026, it’s important to know which businesses are open and which are closed. While most major retailers will welcome shoppers, government offices, banks, and the stock market will remain shut, and delivery services will be restricted. Double-checking local hours can help you avoid surprises.
Government and Public Services
Government buildings, post offices, courts, and schools will be closed on New Year’s Day. The U.S. stock markets and banks will also be shut on Thursday but will reopen on Friday.
Delivery Services
Standard FedEx and UPS pickup and delivery services will not be available on New Year’s Day. However, certain locations may still offer critical services.
Retailers
Many major retailers such as Walmart, Target, Macy’s, Kohl’s, CVS, and Walgreens will be open on New Year’s Day, though hours may be modified. Customers should verify local hours online or by phone. Personal finance expert Lynnette Khalfani-Cox shares tips for clearing post-holiday debt.
- Walmart
- Target
- Macy’s
- Kohl’s
- CVS
- Walgreens
Grocery Stores
Most national grocery chains-Albertsons, Whole Foods, Kroger, and Aldi-will be open on New Year’s Day, but in-store pharmacies are likely closed. Trader Joe’s and Costco will remain closed.
- Albertsons
- Whole Foods
- Kroger
- Aldi
- Trader Joe’s
- Costco

Key Takeaways
- Retailers open on New Year’s Day 2026, but check hours.
- Government offices, banks, and stock market closed on Thursday.
- Delivery services limited; some critical FedEx/UPS services may still run.
With the holiday season winding down, double-check store hours, bank availability, and delivery options to avoid surprises on New Year’s Day.

