> At a Glance
> – Binance Junior launched December 5, 2025, for ages 6-17
> – Kids can only save, request funds, and use Binance Pay-no trading
> – Parents control limits, freeze rights, and get real-time alerts
> – Why it matters: It’s the first major crypto exchange product aimed at elementary to high-school users, sparking debate on early financial education
Binance is courting families with Binance Junior, a restricted sub-account that lets children as young as six practice saving and budgeting under a parent’s thumb-while locking them out of every market function.
What Kids Can and Can’t Do
The junior wallet mirrors the parent’s balance but strips out anything speculative.
- Allowed: request money, save in BTC/USDT, earn via Simple Earn, send small sums through Binance Pay
- Blocked: spot trading, futures, margin, on-chain withdrawals
Parents set daily caps and can freeze or delete the account instantly.
Why Binance Says It’s Necessary
Sky BNB, a community leader, framed the tool as a “safe space” for digital-age money lessons.
> “It is supervised financial education, not investing.”
The add-on “ABCs of Crypto” book is pitched as foundational literacy most adults never received.
Community Split
Proponents call early exposure “responsible” in an unregulated landscape.
Skeptics worry about branding financial literacy around crypto.
Tony Katz, XP Labs founder, rejected the idea outright:
> “Kids don’t need to know about futures… trading and futures are absolutely not for them.”
Product Specs
| Feature | Junior Account | Parental Override |
|---|---|---|
| Trading | Disabled | N/A |
| Withdrawals | Off-chain only | Freeze anytime |
| Notifications | Real-time | Full access |
| Age Range | 6-17 | N/A |
Key Takeaways
- No buy, sell, or leverage-speculation is impossible
- Parents hold complete control and visibility
- Launch follows Binance surpassing 300 million registered users
- Reception hinges on public trust in learning vs. trading divide
Whether families embrace the model will determine if crypto-first childhood banking becomes a norm or a cautionary tale.
