> At a Glance
> – Trade-in credits up to $1,200 on select phones
> – Four iPhones free when switching four lines to Essentials
> – Bill credits split across 24-month commitment
> – Why it matters: Switchers can wipe out device payments and trim monthly bills if they stay two years.
January is prime time to swap carriers, and T-Mobile just piled on the incentives. New and current customers can land free iPhone 17, Galaxy S25 or Pixel 10 models by stacking trade-ins, new lines and plan upgrades.
How the Phone Deals Work
Every discount is paid out as 24 monthly bill credits. Cancel early, and you owe the remaining balance. The biggest credits require Experience Beyond or Go5G Next plans.
Top phone savings:
- iPhone 17 Pro: up to $1,100 off via trade-in
- Galaxy S25 Ultra: up to $1,000 off via trade-in
- Pixel 10: up to $1,200 off with trade-in + new line
- iPhone 16E, Pixel 9A, 2025 Motorola: free with trade-in or new line on most plans
Switch four numbers to an Essentials plan and you can score four base iPhones for free-an $830 credit on each.
Plan Perks Beyond the Phone
Phone promos grab headlines, but T-Mobile also dangles plan discounts:
- Buy two lines, get one free on Essentials, Experience More or Beyond-save up to $60/mo.
- 55+ plans: two unlimited lines on Essentials Choice 55 for $60 total
- Experience More/Beyond bundles include Netflix and a one-year AAA membership
| Plan | 55+ Price (2 lines) | Extras |
|---|---|---|
| Essentials Choice 55 | $60 | – |
| Experience More 55 | $100 | Netflix, AAA |
| Experience Beyond 55 | $130 | Netflix, AAA, premium data |
Key Takeaways

- Credits require 24-month stay; leave early and you pay the difference
- Highest trade values tied to Experience Beyond or Go5G Next plans
- Switchers can get up to $800 to pay off old carrier devices
- Special pricing available for military, first responders and customers 55+
Stack the right trade, plan and line combo, and T-Mobile will foot the bill for today’s hottest phones-provided you stick around for two years.

