> At a Glance
> – Monday, Jan. 19, 2026 marks Martin Luther King Jr. Day, a federal holiday
> – USPS halts all mail, banks lock doors, and NYSE pauses trading
> – Trash pickup and government offices also shut down
> – Why it matters: Plan ahead-no mail, banking, or trading for 24 hours
Martin Luther King Jr. Day 2026 lands on Monday, January 19, triggering a nationwide shutdown of nonessential services. From mail delivery to stock trades, expect a full-day pause before normal operations resume on Tuesday, January 20.
Mail & Shipping
The United States Postal Service will observe the holiday across its 11 annual closures, locking every post office door and stopping all pickups and deliveries.
- USPS locations: Closed
- Mail delivery: None
- Drop-off boxes: Unserviced
FedEx stays open, but services may run on a modified schedule-check local hubs for exact hours.
Banking & Trading
Major banks follow the Federal Reserve calendar, closing branches while keeping ATMs and online banking live:
- Bank of America
- Chase
- Citibank
- Capital One
- PNC Bank
- Truist
- Wells Fargo
- TD Bank
- U.S. Bank
- Santander Bank
The New York Stock Exchange also shutters after Friday’s close and reopens Tuesday morning.
Full 2026 Federal Holiday Calendar
| Holiday | Date |
|---|---|
| New Year’s Day | Jan. 1 |
| MLK Jr. Day | Jan. 19 |
| Washington’s Birthday | Feb. 16 |
| Memorial Day | May 25 |
| Juneteenth | June 19 |
| Independence Day | July 4 |
| Labor Day | Sept. 7 |
| Columbus/Indigenous Day | Oct. 12 |
| Veterans Day | Nov. 11 |
| Thanksgiving | Nov. 26 |
| Christmas | Dec. 25 |
Other Closures
Nonessential government offices shut their doors:
- Department of Motor Vehicles
- Courthouses
- Public libraries
- Public schools
Trash and sanitation services typically pause; many municipalities shift pickup one day later-verify local schedules online.
Retailers, restaurants, and shopping centers remain open, though some may shorten hours.
Key Takeaways
- Plan bill payments and mailings around the Jan. 19 USPS closure
- Stock trades resume Tuesday, Jan. 20, after the long weekend
- Expect delayed trash pickup in most areas
- ATMs and online banking stay active despite branch closures
Mark your calendar now so the mid-January pause doesn’t catch you off guard.
